Products

Commonwealth Annuity has three variable annuity products designed specifically for retirement investors. These annuities offer a variety of investment and payout options to help create a retirement plan tailored to your individual needs.

Commonwealth Annuity also offers a single premium fixed annuity product designed as a long term savings vehicle for clients who want the protection of guaranteed1 return with the tax benefit of an annuity.

MYGA

The Commonwealth Multi-Year Guaranteed Annuity (MYGA) is a single premium fixed deferred annuity that can help you meet your retirement goals.2 The MYGA is designed as a long-term savings vehicle that provides you with the protection of a guaranteed return and the tax benefit of an annuity with no exposure to stock or bond market risk.

Advantage IV

Commonwealth Annuity Advantage IV variable annuity offers over 60 variable investment options, including a fixed account that provides a guaranteed return and a death benefit plan to protect beneficiaries.

Horizon

Commonwealth Annuity Horizon variable annuity is a low-cost, less feature intensive3 variable annuity option that provides a cost-efficient, tax-deferred investment vehicle with lifetime income options.

Preferred Plus

Commonwealth Annuity Preferred Plus variable annuity pays you a 4% bonus4 for every purchase payment you make. In addition you can choose from over 60 variable investment options, including a fixed account that provides a guaranteed1 return and a death benefit plan to protect beneficiaries.

1. Guarantees are based on the claims-paying ability of Commonwealth Annuity and Life insurance Company.

2. Referred to as a Modified Single Premium Deferred Annuity Contract in the state of Florida.

3. Horizon does not offer a guaranteed minimum death benefit.

4. It is important to remember that expenses for a contract with a bonus may be higher than for a contract without a bonus, that the amount of the credit may be more than offset by additional fees and charges associated with the bonus, and the surrender periods may be longer than those of a non-bonus annuity.

Annuities may contain certain fees and charges including mortality and expense charges, administrative charges, withdrawal charges and a contract fee. Annuity contracts do not represent deposits or obligations of any banking institution nor are they insured by the Federal Deposit Insurance Corporation or by any Federal government agency. Variable and fixed annuities issued by Commonwealth Annuity and Life Insurance Company, 132 Turnpike Road, Suite 210, Southborough, MA 01772. Variable annuities distributed by Epoch Securities, Inc. (member FINRA/SIPC).